When considering a Mortgage in Spain, it’s important to get factual, honest, and reliable information

We will help you understand the complexities of the Spanish mortgage market. Support and guide you through the entire process. From initial assessment through to completion. Help you make informed decisions, on the right product for your requirements. Our services for a mortgage in Spain, ensure you are prepared to make an offer to buy, with safety and security.

• Want to know what Spanish mortgage funding possibilities are available?
• Would like to have your finances sorted before committing to visiting Spain?
• Need to understand what interest rates and costs, to expect for a Mortgage in Spain?

We are here to help you obtain a mortgage in Spain

IMS and its team members have been providing Spanish Mortgage advice, and successfully placing mortgage applications since 2002.

• We offer advice and guidance on an independent basis
• With us you will obtain access to the widest possible range of lenders and products
• Solutions tailored to meet your requirements
• We provide no cost, and no obligation, financial approvals for a Spanish Mortgage

Looking for a Mortgage in Spain? Obtain a 24 hour initial assessment, by completing our online form

Why choose IMS for mortgages in Spain

We have over 22 years of experience helping our clients obtain a Mortgage in Spain.

Since our inception we have successfully placed over a billion Euros of lending, for loans in Spain. Therefore making us one of the most experienced independent providers for Spanish mortgages.

• Our experience and track record with the Spanish Banks, allows us to access and offer our clients, special conditions from Spanish Banks
• All applications are undertaken on a regulated basis
• Under Bank of Spain registration number D134

Spanish mortgage information centre

We will help you understand what you can borrow from a Spanish Bank . Ensuring before you make an offer, you know what your maximum budget will be.

When making a Spanish Mortgage application our service includes

• Professionally packaged applications
• All application services are undertaken within current regulatory guidelines
• Using our experience and expertise, we can provide the highest chance of success, for your Mortgage in Spain. Also the most cost effective terms and conditions
• You will be supported all the way through the process to completion

Resolution of previously rejected applications

We may be able to help if you have previously been rejected for a mortgage in Spain. Or assist you, if you have been waiting an unreasonable time for an answer from a Bank in Spain.

• We search the total market on your behalf
• If you are unhappy with the terms of a direct application you have made, we can look to improve this
• Our efficiency and regular follow ups, ensure your application is dealt with in the shortest possible timescale

Let us help you by using our expertise to resolve any issues, or improve on your existing offer

IMS Spanish Mortgage Advisers

Benefits of using IMS

With over 22 years of experience in the Spanish mortgage market, we inform and guide you through the entire buying process. Our aim is to always help you find the most suitable loan in Spain possible.

• We will use our experience to ensure you are protected throughout the application process
• When working with us regulated application services are provided at all times
• Our team are professional and experienced, ensuring the advice and support we give you is of the highest quality
• IMS team members provide clarity and efficiency, from initial guidance through to completion
• Because we are independent our service ensures your best interests are protected

NO COST AND NO OBLIGATION  For your Mortgage in Spain budget assessment Contact us today.

Check our non resident best buy tables »

Be kept informed at all times

When arranging a mortgage in Spain, we understand and appreciate the requirement for speed and clear communication. Taking finance in Foreign country can be daunting. We will help you understand the differences and complexities of the Spanish Mortgage market. Also the buying process. Therefore ensuring you feel informed and supported at all times.

• Regular updates are automatically provided
• When it is safe to pass over deposit monies we will advise you
• Moreover our team are used to working efficiently and effectively with all linked parties
• You can therefore secure the house of your dreams with safety and security
• Everything you need to know about Mortgages in Spain, are explained in detail, and all information will be provided in a clear and concise manner

Don’t just take our word for it

Read what our clients say about us

Latest News for Mortgages in Spain

• The 12 month Euribor for Mortgages in Spain, decreased again in November 2024. The 12 month Euribor for revisions and completions in November 2024 is 2.691%. Dropping below the October level. As published by the Bank of Spain.
• Spanish Banks add fixed and mixed rate products for a wider range of nationalities
• Currency mortgages now available
• Andalucia region retains purchase tax discounts indefinitely  
•  New regulation for Spanish Banks implemented June 16th 2019 in Spain. Read about the key changes

No cost or obligation Spanish Mortgage information and approvals in principle

• Spanish Banks  best buys . Variable rates from 1% above Euribor. Full term Fixed rate products available from 2.65%, with linked products.

Keep updated on the latest mortgage news from Spain.