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Monthly Archives: December 2009

11Dec

Spanish Inheritance Tax: Spanish Life Insurance Will Not Cover It

Further to my concerns on Spanish Banks now linking a mortgage approval to taking life insurance it has come to light that taking life insurance in Spain does nothing to assist with payment of any Inheritance Tax (IHT) bill that the death of a client may instigate in Spain.

02Dec

Spanish Mortgages: A Review Of Lending December 2009

Despite the current banking issues obtaining a mortgage for buying in Spain is still available. Lenders like Halifax, Lloyds with their UK roots remain committed to keeping a presence in Spain. Spanish banks are also still providing finance. The key change from a couple of years ago is the risk criteria’s are now rigidly followed; […]

Buying Real Estate
with a Mortgage in Spain

Currency exchange

Obtain the best possible currency rates and expert on information of when to transfer based on market conditions.

Currency exchange

Documents required

Spanish Banks require certain documents are presented in order for them to assess a mortgage. No self certified or minimum documentation loans are available. All Spanish Mortgages are full status.

Documents required

Self Build loans Spain

Are you considering buying a plot and building your own property find out what lending facilities are available and at what point in the project funds can be made available.

Self build mortgages

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Dear Heather, Ravena and Cecilia

You have been more than helpful and should we find anything else that we feel suits our needs we would not hesitate to use your company again.

You have been an absolute star and I cannot thank you enough because we may have been pressured into paying a 3000 Euro deposit early on if it wasn’t for you and your valuable information.

Hopefully we will be successful at securing a property in Majorca in the near future and look forward to working with you again.

Kindest Regards and Highest Recommendations,
Catherine, Keith, Ray and Marie

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Spanish Mortgages in 2024

Spanish Mortgages in 2024 are below 2023 levels. Spanish Banks have tightened criteria due to high interest rates. Euro based non resident applicants for a mortgage in Spain will experience no difficulties.

September 2, 2024

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Obtain mortgage to buy property in Spain

Mortgage services

Non resident mortgages Spain

Non resident mortgages in Spain are lower. This is in line with a decrease in total market activity. Up to May 2024. A higher number of foreign buyers are opting for off plan builds.

August 5, 2024

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Mortgage services

Mortgage market Spain April 2024

Latest news for Spanish Mortgages in April 2024. Interest rate trends in Spain are on the decrease. Activity first month of second quarter improves for Mortgages in Spain.

July 2, 2024

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Operating since 2002 the IMS team provide professional and knowledgeable Spanish Mortgage advice. Guide and support through the finance and buying process in Spain.