On Wednesday the 26th of January Spain saw a landmark ruling in favour of a mortgagee over his bank. The unnamed Spanish resident who handed back the keys to BBVA Bank when he was unable to maintain his mortgage payments has been dissolved of responsibility by the Judge for the outstanding amount between the loan […]
Monthly Archives: January 2011
27Jan
Landmark Spanish Legal Ruling In Favour Of Mortgagee
25Jan
Spanish Banks Change Margins for Spanish Mortgages
Changes in margins for Spanish Mortgages As banks in Spain continue to find the raising of funds difficult and costly so their requirement to widen margins has continued. January so far has seen many banks increase margins above Euribor for their variable products and increase their fixed rate offerings to reflect the tough market conditions in […]
25Jan
Beware Of Life Policies Linked To Spanish Mortgages
Beware of what you are signing! As banks in Spain continue to struggle to make Spanish Mortgages profitable, so the requirement for linked products has increased. For many lenders this requirement can only be enforced for the first year and cancelled by the client for subsequent years as the product is not written into the […]
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