La Caixa who will be one of the first Caja’s to list themselves has been downgraded by the rating agencies. The rating agency sights new liquidity requirements being implemented this year, rising defaults and cost of funds which squeeze margins as the core reasons for this downgrade. La Caixa unlike some of its same size […]
Monthly Archives: February 2011
La Caixa Downgraded By Rating Agencies
Spanish Mortgages Floor Mortgage Rates
It is reported this week that a court is looking into the practices of Spanish banks including floor rates to which a rate cannot drop below in their mortgage deeds. This practice has caught out many non-residents in the past who have been unaware of this restriction placed in their mortgage deed. The inclusion of […]
Santander Spanish Mortgage Changes
Have you had Spanish mortgage offer changed by Santander? Need an alternative Spanish mortgage due to Santander’s product changes? From having one of the best mortgage products on the market in the last two weeks Santander have changed policy and now have the worst offering. Santander have moved from 80% loan to value to 50% […]
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Feedback from clients
Dear Heather, Ravena and Cecilia
You have been more than helpful and should we find anything else that we feel suits our needs we would not hesitate to use your company again.
You have been an absolute star and I cannot thank you enough because we may have been pressured into paying a 3000 Euro deposit early on if it wasn’t for you and your valuable information.
Hopefully we will be successful at securing a property in Majorca in the near future and look forward to working with you again.
Kindest Regards and Highest Recommendations,
Catherine, Keith, Ray and Marie