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Daily Archives: July 4, 2017

04Jul

Is Life Cover the next Spanish Banks ticking time bomb

Background to compulsory loan products in Spain Over the last few years Spanish Banks have seen their Spanish mortgage margins being squeezed tightly. Vey low Euribor rates meaning clients expectations of rate to be paid for Mortgages in Spain , a switch from variable to fixed rates, and the cost of funds have all had […]

04Jul

Mortgages in Spain monthly statistics

April Mortgages in Spain Aprils Mortgages in Spain completion figures showed a marked drop from both the same month of the previous year and the month of March 2016. In total the number of new loans constituted and registered at land registry within the month fell by 11.4% when compared with April of 2016. In […]

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Spanish Banks require certain documents are presented in order for them to assess a mortgage. No self certified or minimum documentation loans are available. All Spanish Mortgages are full status.

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Are you considering buying a plot and building your own property find out what lending facilities are available and at what point in the project funds can be made available.

Self build mortgages

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Dear Heather, Ravena and Cecilia

You have been more than helpful and should we find anything else that we feel suits our needs we would not hesitate to use your company again.

You have been an absolute star and I cannot thank you enough because we may have been pressured into paying a 3000 Euro deposit early on if it wasn’t for you and your valuable information.

Hopefully we will be successful at securing a property in Majorca in the near future and look forward to working with you again.

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Spanish Mortgages in 2024

Spanish Mortgages in 2024 are below 2023 levels. Spanish Banks have tightened criteria due to high interest rates. Euro based non resident applicants for a mortgage in Spain will experience no difficulties.

September 2, 2024

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Non resident mortgages Spain

Non resident mortgages in Spain are lower. This is in line with a decrease in total market activity. Up to May 2024. A higher number of foreign buyers are opting for off plan builds.

August 5, 2024

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Mortgage services

Mortgage market Spain April 2024

Latest news for Spanish Mortgages in April 2024. Interest rate trends in Spain are on the decrease. Activity first month of second quarter improves for Mortgages in Spain.

July 2, 2024

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Operating since 2002 the IMS team provide professional and knowledgeable Spanish Mortgage advice. Guide and support through the finance and buying process in Spain.