Spanish mortgage lending dips in July 2023. Higher interest rates in Spain have an impact on home loans completed. Spanish Banks look to negotiate on terms and conditions. Variable, fixed and mixed rate options are available.
Monthly Archives: September 2023
29Sep
Spanish loan levels drop July 2023
04Sep
Mortgage Lending tightens in Spain 2023
Lending in Spain dropped in June. Spanish Banks are adapting margins above Euribor to encourage borrowing. However lending criteria continue to tighten. The 12 month Euribor remains high but dropped in September. Due to the base rate possibly increasing this may change next month.
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Spanish Banks require certain documents are presented in order for them to assess a mortgage. No self certified or minimum documentation loans are available. All Spanish Mortgages are full status.
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You have been more than helpful and should we find anything else that we feel suits our needs we would not hesitate to use your company again.
You have been an absolute star and I cannot thank you enough because we may have been pressured into paying a 3000 Euro deposit early on if it wasn’t for you and your valuable information.
Hopefully we will be successful at securing a property in Majorca in the near future and look forward to working with you again.
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