IMS MortgagesPersonal and Professional information service
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Lending in Spain dropped in June. Spanish Banks are adapting margins above Euribor to encourage borrowing. However lending criteria continue to tighten. The 12 month Euribor remains high but dropped in September. Due to the base rate possibly increasing this may change next month.
Obtain the best possible currency rates and expert on information of when to transfer based on market conditions.
Spanish Banks require certain documents are presented in order for them to assess a mortgage. No self certified or minimum documentation loans are available. All Spanish Mortgages are full status.
Are you considering buying a plot and building your own property find out what lending facilities are available and at what point in the project funds can be made available.
Dear Heather, Ravena and Cecilia
You have been more than helpful and should we find anything else that we feel suits our needs we would not hesitate to use your company again.
You have been an absolute star and I cannot thank you enough because we may have been pressured into paying a 3000 Euro deposit early on if it wasn’t for you and your valuable information.
Hopefully we will be successful at securing a property in Majorca in the near future and look forward to working with you again.
Kindest Regards and Highest Recommendations,
Catherine, Keith, Ray and Marie
Operating since 2002 the IMS team provide professional and knowledgeable Spanish Mortgage advice. Guide and support through the finance and buying process in Spain.
Using a mortgage broker in Spain can save you time, and ensure you get the best rates.
New Spanish mortgage regulation was put in place June 2019. Find out the facts.
When to arrange a Spanish Mortgage. What factors will affect this.
Understand the pitfalls of committing to an off plan. If a Spanish mortgage is needed for completion
Regulation has had some effect on access to borrowing in Spain. If you don’t earn in euros. Find out the facts
Address:
IMS Mortgage Solutions S.L.Phone: (+34) 643 859 269
UK Phone: (+44) 20 32 90 9362
Email: info@imsmortgages.com
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