Category Archives: Mortgage services

Spanish Mortgage levels for May 2021 show a significant increase over same month of last year. In the month most applicants in Spain chose to take variable rate products offered by Spanish Banks over fixed rates.

Mortgages in Spain data for April 2021 show Home loan levels in Spain affected by travel restrictions. Interest rates are stable for new Spanish lending. Spanish applicants elect to take fixed rate contracts. Spanish Banks see a net outflow of number of loans for first time in many months.

Spanish mortgages increased in March. Number of new loans in Spain at best level for last few months. Interest rates in Spain remain low and stable. Fixed rates are preferred choice of borrowers and Spanish Banks.

Mortgages in Spain show an increase in February 2021 over January but remain down against last year. Spanish Banks still see a positive net inflow to their loan books. Andalucia drops purchase tax rates for purchases of homes to stimulate activity.

Mortgages in Spain January 2021 show downturn due not second lockdown. Spanish Banks continue to see loan books increase due to lower redemption levels. Average loan size reduces.

Find out about Re-mortgages in Spain. What is possible, how does the process work and what savings can be gained.

Spanish mortgages for the full year of 2020 were down on 2019 due to the impact of COVID but Capital lent held up reasonably well. Higher average loan sizes in Spain offset some of the downturn in numbers. Spanish Banks obtained benefit from lower redemption levels.

Mortgages in Spain for the month of November showed a decline in numbers of completions but due to increases in average loan sizes capital lent is holding up relatively well.

Now is a good time to understand what Spanish Mortgage facilities are available for non residents. Northern European clients and applicants from EU, US, UK, Holland, Germany and Scandinavia can pre-approve a loan in Spain.

COVID 19 and Brexit both play a part in depressing the Spanish home loan market. Annually capital lent is down on 2019 and unlikely to improve in last two months of 2020. October Spanish mortgage figures however show an improvement on previous months.