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Spanish Loans Many loan applicants who are either considering making an application for a mortgage in Spain or are currently applying may be wondering what impact the Brexit vote has had. At present none of the Spanish Banks have specifically changed their standard terms and conditions and the chances that officially they will do that […]

 Expats Many expats living abroad who are UK passport holders or come from other countries  may be wondering what will happen to them post Brexit should they choose not to return at some point to the UK, or do not earn their incomes in the currency in which they need the loan. Banks in Ireland […]

Mortgages in Spain increase May 2016 continued the upward trend for loans in Spain registered at land registry. Spurred on by an increasing level of non resident purchases, low interest rates and a continuing static house price market 2016 figures continue to rise. The number of home loans rose by 34.1% against the same month […]

  Non resident Spanish loans for applicants outside Europe Spanish Banks for many years have granted mortgages in Spain to most nationalities so technically UK residents should not be affected by the leave vote or find themselves precluded from making an application for a loan to buy a Spanish Property. As the biggest buyers of […]

April property sales Data released within the month of June continued to show gradual but sustained recovery of the property and home loan market in Spain for the most part . New mortgage applications for mortgages in Spain, in total grew and house sales were up. It is clear from some of the stats that the […]

Mortgage data for Spain Whilst the housing recovery seems to be continuing the loan market is lagging a little behind. The number of mortgages granted is increasing but at slower levels than the beginning of year. In March the average loan size for mortgages in Spain dropped from February by 4.8% but was up on […]

Spanish House sales The last week has seen a mixed bag of data for mortgages in Spain being issued in Spain. The transfer of property rights which is published by the INE each month, based on transfers of ownership recorded at Land registry, showed that in March there was slight fall both month on month […]

Spanish Banks After a number of years of contraction the Spanish Banks are on the acquisition trail again. Caixa Bank is actively pursuing one of the Portuguese Banks seeing them as a good synergy for their existing business. With a similar market place to Spain Portugal is obvious choice for Banks looking to expand given […]

January loan data in Spain Januaries reporting for Spanish mortgages was a mixed bag and good and bad news. The difference between the numbers reported by the INE and the Notary offices in January were very large. Because each body draws its information from different sources there is always a difference between the two but in January […]

When is a mortgage approved Mortgage applications in Spain can be a little confusing unless it is made clear to the applicant what the process is with the Bank they are applying to and at what point the loan is secure and fully underwritten. Unlike other countries like the UK the Banks in Spain do […]